留学生は日本からの送金の最大の源泉である：2022〜2024年データ
法務省統計では3年間で9,275名のバングラデシュ人学生が来日した。学生の月収と生活費の保守的モデルでも年間約180万タカの貯蓄が可能で、技能実習・特定技能労働者を大きく上回る。しかし政府の人材計画に留学ルートは位置づけられていない。
本文書は永松ファルク本人がBSSAJ代表理事として提出したもの。本文の「私たち」はBSSAJを指す。
Every year 2,700 to 3,500 students come to Japan from Bangladesh. The government plans and spends on TITP and SSW, but has no plan for those who work with students — even though a planned student pathway could send more than 10,000 students a year and bring thousands of crore taka in remittance.
How many came
| Year | Applications | Approved | Refused | Approval rate |
|---|---|---|---|---|
| 2022 | 3,450 | 2,760 | 690 | 80% |
| 2023 | 4,210 | 3,155 | 1,055 | 75% |
| 2024 | 4,800 | 3,360 | 1,440 | 70% |
| 合計 | 12,460 | 9,275 | 3,185 | 74.4% |
In three years 3,185 students were refused a visa despite holding a COE — 25.6%. In neighbouring Nepal the post-COE refusal rate is about 1%. Closing that gap would let a further 25% of Bangladesh's COE-holders reach Japan.
What one student can send
A student may work 28 hours a week (about 120 a month); hourly wages in Japan run ¥1,300–2,200. The memorandum assumes 230 hours × ¥1,300 = ¥299,000 a month. Monthly costs:
| Item | ¥ per month |
|---|---|
| 学費 | 60,000 |
| 家賃 | 25,000 |
| 食費 | 15,000 |
| 電気代 | 5,000 |
| 通信費 | 5,000 |
| その他 | 5,000 |
| 合計 | 115,000 |
Net: ¥299,000 − ¥115,000 = ¥184,000 ≈ BDT 156,400 a month (at 0.85). Taking BDT 150,000 a month as savings gives BDT 1.8 million a year. On that basis the memorandum's cumulative estimate is about BDT 32.31 billion sent home by students in 2022–2024 — ten times what a work visa yields.
Why the student pathway is different
- After four years of study: jobs at major Japanese companies and a realistic path to permanent residence and citizenship.
- Most graduates in Europe, America or Canada return home for lack of work; in Japan nearly every student who stays within the law finds employment.
- The government had no estimate of what students remit; this memorandum exists to put it on the table.
提言
誰が何をするか — 政府・関係者への具体的な提言。いずれも検証できる。
- 01技能実習・特定技能と同様に、留学ルートにも国の人材計画で同等の重点と予算を。
- 02学生に正規ルートでの送金を促し、正規送金がビザに影響するという誤解を解く。
- 03学生と大使館の直接的なつながりを構築する。
出典
- Japan Ministry of Justice — statistics on foreign residents (students from Bangladesh), 2022–2024
- Memorandum to the Ambassador of Bangladesh to Japan, May 2025 (Bengali)2025年5月に駐日バングラデシュ大使館へ提出した建議書。数値はそのまま、説明は要約。
引用: Nagamatsu Faruk (2025). Students are the largest source of remittance from Japan: the 2022–2024 data. https://nagamatsufaruk.com/en/research/students-remittance-2022-2024